Privacy Policy

Last revised: 9/1/2024

1. Information We Collect

1.1 Personal Information

We collect information you provide directly to us when you create an account, use our services, or contact us for support. This may include:

  • Your name
  • Email address
  • Password (encrypted)
  • Financial information related to your budgeting activities (e.g., income, expenses, savings goals)
  • Any other information you choose to provide

1.2 Usage Information

We automatically collect certain information about your device and how you interact with our services, including:

  • IP address
  • Device type and operating system
  • Browser type and version
  • Pages visited and features used
  • Time and date of visits
  • Referring website or source

2. How We Use Your Information

2.1 Provide and Improve Services

We use the information we collect to provide, maintain, and improve our services. This includes:

  • Creating and managing your account
  • Processing your financial data to generate budgets and reports
  • Analyzing usage patterns to improve our features and user experience
  • Developing new products and services

2.2 Communication

We may use your information to communicate with you about:

  • Service-related announcements and updates
  • Responses to your inquiries and support requests
  • Promotional offers and newsletters (with your consent)

2.3 Personalization

We use your information to personalize your experience with Zippy Budget, including:

  • Tailoring budget recommendations based on your spending habits
  • Customizing the content and features you see
  • Providing targeted advertisements (if applicable)

3. Data Security

3.1 Security Measures

We use Firebase, a Google Cloud platform, to implement appropriate technical measures to protect your personal information against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:

  • Encryption of data in transit and at rest, as provided by Firebase
  • Automatic security updates and infrastructure protection provided by Google Cloud
  • Access controls and authentication procedures built into Firebase
  • Regular monitoring and review of Firebase security features and best practices

3.2 Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. You may request deletion of your data at any time.

4. Sharing of Information

4.1 Third-Party Service Providers

We do not sell your personal information. We may share your information with third-party service providers who perform services on our behalf, such as:

  • Cloud hosting and data storage providers
  • Analytics and data processing services
  • Customer support tools
  • Payment processors (for unlimited subscriptions)

4.2 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

5. Your Rights

5.1 Access and Control

You have the right to access, correct, or delete your personal information. You can do this through your account settings or by contacting us directly. Your rights include:

  • Accessing and updating your personal information
  • Requesting a copy of your data
  • Deleting your account and associated data
  • Opting out of marketing communications

5.2 Data Portability

You have the right to receive a copy of your data in a structured, commonly used, and machine-readable format.

6. Changes to This Policy

6.1 Policy Updates

We may update this privacy policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:

  • Posting the new privacy policy on this page
  • Updating the "Last revised" date at the top of this policy
  • Sending an email notification to users (for significant changes)

7. Contact Us

7.1 Questions and Concerns

If you have any questions about this privacy policy or our data practices, please contact us at:

  • Email: support@zippybudget.com

We will respond to your inquiry as soon as possible and within the timeframe specified by applicable data protection laws.